Fiindca iti cere CV2 si Maestro nu foloseste, iar unele formulare de plata nu stiu sa faca diferenta. Posibil sa-l poti folosi doar intern, in schimb Visa Electron si Mastercard platesc extern fara probleme.
In some cases, 3-D Secure ends up providing little security to the cardholder, and can act as a device to pass liability for fraudulent transactions from the bank or retailer to the cardholder. Legal conditions applied to the 3-D Secure service are sometimes worded in a way that makes it difficult for the cardholder to escape liability from fraudulent "cardholder not present" transactions.
[...] the legacy variant with static password does not meet the European Central Bank's (ECB) January 2013 requirements.
3D Secure relies upon the issuer actively being involved and ensuring that any card issued becomes enrolled by the cardholder, making it very much an issuer focused solution.
The ECB has mandated in its January 2013 requirements 'Security for Internet Payments' that all transactions acquired within the Single Euro Payment Area (SEPA) must be authenticated using strong customer authentication by 1 February 2015. This mandate by the ECB, and supported by the European Commission's Payment Services Directive Mk2 (PSD2), is intended to provide a level and technology neutral playing field within SEPA to foster eCommerce, mCommerce and supporting technologies, including competitive forms of strong customer authentication.
As 3D Secure relies upon issuer advance involvement and enrollment of cards, acquirers cannot rely upon 3D Secure to meet their acquiring side authentication requirements, until such time as 3D Secure has a meaningful enrollment approaching 100% of all cards issued.
Nu, cred ca BRD sunt aia. Eu am card de salariu la BT si e ok, singura problema e cu parola aia de la 3D secure (verified by Visa) pe care am uitat-o de 2 ori si am renuntat s-o mai resetez. Asa ca platesc cu cardul de credit si transfer sumele prin online banking. Macar autentificarea se face cu sms code, ar fi mai ok daca ar implementa si la plati aceeasi treaba.BT nu-s ăia care îți iau comision când îți intră bani în cont?